Finding the right Medicare plan can be very confusing. I am contracted with a variety of carriers, so I can explain your options and help you find a plan that meets your personal needs. All of my services are offered at NO COST to you. You’ll never pay a broker fee or pay more for coverage with me. The rates are the same whether you buy the plan directly or through me.
I provide personalized consultation for a variety of Medicare enrollment situations such as turning 65, moving into the state/county, have delayed Part B and will lose employer coverage soon, enrollment information if you are Medicare and Medi-Cal eligible, and many more.
In order to ensure my clients have a full understanding of their options, each one of my appointments includes a/an:
- Explanation of Medicare Basics
I’ll explain Original Medicare, Medicare Advantage Plans, Medicare Supplement Insurance Plans, and Part D Prescription Drug Plans.
- Needs Analysis
I don’t follow a ‘one size fits all’ approach to health insurance plans. Each person has unique objectives, goals, and circumstances. I will take the time to ensure that you find a plan that works for you!
- Presentation of Available Options
Based on your input, I’ll present various options for you to consider and explain when you can enroll. I’ll explain the benefits, features, and time frame for all your choices. You alone will decide on which plan is right for you; and there’s absolutely no obligation for you to enroll.
- Post-Enrollment Service
As your agent, I am here to help! Feel free to contact me any time you have questions about your plan.
I’ve received a lot of phone calls and mails from others selling something about Medicare. I called Esther and made an appointment. I sat down with her and she found the best plan for me. And If I don’t understand something, I could call her and Esther would return my call in a timely manner.
I find her to be honest, trustworthy and dependable. She’s good at what she does.
Dorothy S. | Client since 2014
I am certified to offer Medicare plans such as Medicare Supplement, Medicare Advantage, and Part D plans from almost all top insurance carriers in California, Arizona, and Texas. I believe it’s important to shop around for the best plan. Here are a few among many companies I represent: