Open/Close Menu San Diego Medicare independent agent, also Health and Small Business Insurance, Long Term Care, Dental and Life Insurance

  Today is the start of Medicare open enrollment. Do you have Medicare questions? Stop by the UnitedHealthcare Medicare Sales Kiosk while enjoying your time at Ralphs San Marcos. Ask me questions about Medicare or UnitedHealthcare Medicare Advantage, or Medicare Supplement. Get plan benefit materials, or enroll in a UHC plan. Please note that the…

I foresee many changes and disruptions coming to San Diego in 2026. Some plans will terminate by the end of this year. UCSD Medical Group and Humana announced a while back that they will end their contract by the end of this year, too. You will or should have received the Annual Notice of Change…

The Medicare enrollment process can be easy or challenging.  There are several ways to enroll: online, phone interview with a Social Security rep, or by filling out the required forms and dropping them off at the office. In this post, I’d like to suggest which way to take, based on my experience helping Medicare beneficiaries. 1….

Do you know your A, B, C , and Ds of Medicare? While they don’t really go to the tune of Twinkle Twinkle Little Star, they are crucial to know. That’s why I invited you to attend our FREE Medicare 101 educational seminar to learn: This seminar is purely educational, where we’ll discuss Medicare basics….

Enrolling in Medicare is usually a smooth process with nothing or very few challenges that may come in the way. However, I met a client who had to put more effort than a normal applicant to get his Medicare part B approved. Moral of the story? Persistent pays off. In early 2023 I met a…

Hundreds and possibly thousands of members of Alignment PPO AVA 007 and Aetna Choice PPO Medicare Advantage plan will be impacted by the plan’s termination in San Diego, CA. Alignment and Aetna have decided to sunset these plans by 12/31/2024. Impacted members need to find a new plan to replace their termed plan. The Medicare…

Since January 2024, Scripps Health has no longer accepted Medicare Advantage plans and isn’t in-network with all Medicare Advantage plans as it used to be. There is one exception to this. The existing members from the Alignment PPO plan who were enrolled before January 2024 were grandfathered for another year, meaning they can still access…

The Medicare Program Will Soon Take on Postal Service Retirees Health Benefits. Why is the government doing this? As with so many decisions, money is likely the driving force. In 2018, about 500,000 retirees received health benefits, with the Postal Service Retiree Health Benefits Fund paying most of the costs. To address the fund’s shortfall,…

The Personal Emergency Response System (PERS) is a great but often overlooked benefit for helping older adults live independently in their homes. With the PERS alert device, members and their families can be confident that they have quick access to help if needed. It provides members with 24/7 access to help in the event of…

At this time of the year, I often receive many inquiries about dental and vision insurance and whether Medicare covers dental or vision Care. This is also because of the ads people see on TV or the Internet that offer dental and vision benefits to entice Medicare beneficiaries to enroll in a plan. So, does…

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