A Deductible is a specified amount of money that you must pay before an insurance company will pay a claim. The deductible will reset every calendar year. Since we have entered the new year, your deductible will start over in January. If you have a plan with a deductible such as Medicare Supplement Plan G…

Last year, the Centers for Medicare & Medicaid Services (CMS) released the 2021 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Below are the costs of Medicare. MEDICARE COSTS20202021Premium Part B$144.60$148.50Premium Part A (if you buy)$458$471Part B Deductible$198$203Part A Deductible$1408$1484Daily Part A Coinsurance for 61st-90th Day$352$371Maximum Part D Deductible$435$445…

Most people who switch to a new plan during Medicare Annual Enrollment Period (October 15- December 7) like their new Medicare plan and plan to keep it. But what if you or someone you know doesn’t like the new plan? Every year from January 1 – March 31, there’s an opportunity for these people to…

At this time of writing (1/14/21), there are currently over 200 COVID Vaccines in development worldwide. In the US, there are currently Pfizer and Moderna’s vaccines that have been approved and being distributed. And there are 2 more expected to be in line for approval sometime in February, which are AstraZeneca and Johnson and Johnson….

SILVERSNEAKERS ZERO-COST STEPS KIT Exercise can help you feel younger and live a healthier life. SilverSneakers Steps can help you get the activity you need to stay healthy, gain better balance, and get stronger without having to leave your home. The best thing about this is you can do the Steps program anywhere – even…

Due to the circumstances associated with COVID-19, Covered California is expanding its Special Enrollment Period for 2020. Effective immediately, any eligible consumer can enroll in health coverage without experiencing a qualifying life event or other special circumstance. This new policy will be in effect until June 30, 2020. The moves come amid widespread disruption in…

Open enrollment for health insurance has closed on January 31st but you passed the deadline and still need health coverage. So what other alternatives left for you? There will only be ONE option if you don’t have a Special Enrollment Period (SEP) to enroll for traditional health insurance, and that is a OneShare Health Share…

Consumers have until January 31 to enroll in health insurance coverage for a February 1 start date. So act now to get coverage for you or your family. If you haven’t enrolled by the due date. You can only enroll during the next open enrollment. To get a fast quote, visit https://www.sdinsured.com/health-insurance/ and click “Get…

Mark your calendar! Open enrollment for Individual Health Insurance and Covered California will start from October 15 through December 15 for a January 1, 2020 effective date. Consumer’s signing up between December 16 and January 15 will have a February 1, 2020 effective date. Covered CA estimated that this Open Enrollment Period is likely to…

September is Life Insurance Awareness Month. It was created to help educate Americans about the importance of life insurance so I wanted to create a post to briefly help you learn about it. No one really likes to talk about life insurance. But chances are, you need life insurance. Understanding it and planning ahead can…

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