A Deductible is a specified amount of money that you must pay before an insurance company will pay a claim. The deductible will reset every calendar year. Since we have entered the new year, your deductible will start over in January. If you have a plan with a deductible such as Medicare Supplement Plan G…

Last year, the Centers for Medicare & Medicaid Services (CMS) released the 2021 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Below are the costs of Medicare. MEDICARE COSTS20202021Premium Part B$144.60$148.50Premium Part A (if you buy)$458$471Part B Deductible$198$203Part A Deductible$1408$1484Daily Part A Coinsurance for 61st-90th Day$352$371Maximum Part D Deductible$435$445…

Most people who switch to a new plan during Medicare Annual Enrollment Period (October 15- December 7) like their new Medicare plan and plan to keep it. But what if you or someone you know doesn’t like the new plan? Every year from January 1 – March 31, there’s an opportunity for these people to…

SILVERSNEAKERS ZERO-COST STEPS KIT Exercise can help you feel younger and live a healthier life. SilverSneakers Steps can help you get the activity you need to stay healthy, gain better balance, and get stronger without having to leave your home. The best thing about this is you can do the Steps program anywhere – even…

Getting ready to sign up for Medicare? Thinking about a Medicare Advantage plan but not sure that’s what you really want? You switched from a Medicare Supplement to a Medicare Advantage plan but not happy with the new plan? Medicare beneficiaries have a 12-month period to try out a Medicare Advantage or Part C plan. If they…

Losing your Medicare card can cause you to panic.  That’s why knowing in advance what to do if your Medicare card is lost or stolen is important and can save you a headache. Luckily, getting a replacement Medicare card is easy. To know how this article “What to Do if Your Medicare Card is Lost…

Open Enrollment (AEP) for Medicare begins today, October 15th until December 7. During this time you may join, switch or drop a Medicare Advantage plan (Part C) or a prescription drug plan (part D). In some cases, you can also drop your Medicare Advantage plan and switch to a Medicare Supplement with a Part D plan. Every…

CMS has released the 2019 Medicare Advantage and Part D Call Letter which provides the Part D benefit parameters and policy changes to the Prescription Drug Benefit Program. The table below compares the standard benefit for a Part D plan for 2019 to the amounts for 2018. There were also many updates to other aspects…

If you will be 65 soon and eligible for Medicare but still plan to work, please read my blog post about your Medicare options and whether you can delay your Medicare without penalty. However, if you are 65 or older, are currently working but planning to retire soon, then you have to start planning your…

If you have Medicare and high prescription drug costs, the last budget deal passed by Congress last February 9th will give you some relief. Under the deal, the Medicare “doughnut hole” will close in 2019 instead of 2020, a year earlier than the scheduled time. Beginning 2019, Part D enrollees will pay 25 percent of the cost…

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