Open/Close Menu San Diego Medicare independent agent, also Small Business benefit, Long Term Care, Dental plan and Life Insurance

I’d like to address a hot topic that came out from the matter that Scripps Health (Coastal and Clinic) will no longer be accepting Medicare Advantage plans in 2024. To keep your Scripps doctors and hospital, the recommended way is to have Original Medicare and Medicare Supplement (Medigap), plus a Part D plan. However, when…

Our walk-in Medicare Resource Center is open year-long and staffed with Medicare representatives from Medicare Central, weekly on Fridays from 11 AM—1 PM. Transitioning to your Medicare health insurance is an important turning point that is frequently confusing. At the Medicare Resource Center, I provide Medicare education, guidance, and year-round consultation and support to ensure you…

The standard Part B premium in 2023 will be $164.90/mo. This is lower compared to its 2022 premium, which was $170.10. In the meantime, the annual deductible for Medicare Part B is $226 /year. This is important to know if you have a Medicare supplement plan G or N because you must meet the part…

On August 16, 2022, President Biden signed into law the Inflation Reduction Act of 2022, which includes a broad package of health, tax, and climate change provisions. The law includes several provisions to lower prescription drug costs for people with Medicare and reduce drug spending by the federal government. These provisions will take effect beginning…

The Centers for Medicare and Medicaid Services recently opened the much-anticipated federal Independent Dispute Resolution (IDR) Portal, a component of the No Surprises Act section of the Consolidated Appropriations Act of 2021 (the Act) that protects people covered under group and individual health plans from receiving surprise medical bills when they receive most emergency services,…

Guidance on choosing healthcare facilities and providers is frequently skewed by online search engines and paid advertisements, but real data doesn’t lie. Medicare collects star rating data and patient survey information to provide this valuable information for you to shop and compare. Find and compare doctors, nursing homes, hospitals, home health, hospice care, and other…

We are thrilled that as of July 1, 2022, the asset limit for Medi-Cal (California Medicaid) serving older adults and people with disabilities will be $130,000 for an individual and $65,000 for each additional family member. This huge increase should allow many people to get on or stay on Medi-Cal without having to impoverish themselves….

At some point in our lives, about 60 percent of us will need assistance with things like getting dressed, driving to appointments, or making meals. Planning is critical, but many people are not sure what is covered by insurance, and people are often misinformed about what is covered by Medicare. Things You Should Know Long-term-care…

Do you know that if you’re unhappy with your current Medicare Advantage Plan (Medicare Part C) you still have options to change the plan? Each year, there’s a Medicare Advantage Open Enrollment Period from January 1 – March 31. During this time, if you’re in a Medicare Advantage Plan and want to change your health…

Retaining a good Medicare plan means understanding how all the parts fit together to choose your tailor-made coverage. If you are enrolled in a Medicare Advantage Plan or Stand Alone Drug Plan, this is your special time of year to review your plan or make a plan change to better meet your needs. Medicare health…

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