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Steps you can take now to feel safe and secure when traveling internationally. While the past few years prevented many from traveling, the desire to take that previously scheduled trip or long-planned vacation hasn’t subsided. With all the cheap flights and vacation deals, you may be thinking that 2022 is finally the right time to…

Click photo to register MEDICARE & EMPLOYER BENEFITSAt this free virtual seminar, learn about Medicare and employer benefits, employer’s obligation, and options for your employees when they’re eligible. This presentation will include a brief “Medicare 101” as well as a Q&A segment. Presented by Esther Sulistio, a local Medicare insurance broker and regular speaker from Medicare…

At some point in our lives, about 60 percent of us will need assistance with things like getting dressed, driving to appointments, or making meals. Planning is critical, but many people are not sure what is covered by insurance, and people are often misinformed about what is covered by Medicare. Things You Should Know Long-term-care…

Beginning January 1, 2022, new federal protections championed by the Biden-Harris Administration will shield millions of consumers from surprise medical bills—unexpected bills from an out-of-network provider, out-of-network facility, or out-of-network air ambulance provider. The protections, implemented under the No Surprises Act, ban surprise billing in private insurance for most emergency care and many instances of…

Do you know that if you’re unhappy with your current Medicare Advantage Plan (Medicare Part C) you still have options to change the plan? Each year, there’s a Medicare Advantage Open Enrollment Period from January 1 – March 31. During this time, if you’re in a Medicare Advantage Plan and want to change your health…

Congrats on your new Medicare plan! Besides making sure you have received the ID card, here are a fewreminders for you to ensure your coverage sailing smooth: Take time to understand your plan benefits and how to use them. If your plan offers extra benefits such as gym membership, Health rewards, transportation, OTC allowance, etc.,…

The standard Part B premium amount in 2022 is $170.10 (or higher depending on your income). The annual deductible for all Medicare Part B beneficiaries is $233 /year. One reason for the increases in the 2022 Medicare Part B premium and deductible is due to the rising prices and utilization across the health care system…

WellCare PDP is consolidating from 6 plan offerings down to 3 plan offerings in 2022. They are reducing the number of plans due to CMS limits on the number of PDPs a plan sponsor is allowed to offer. WellCare was allowed a two-year transition period as part of the Aetna PDP acquisition, which allowed them…

Retaining a good Medicare plan means understanding how all the parts fit together to choose your tailor-made coverage. If you are enrolled in a Medicare Advantage Plan or Stand Alone Drug Plan, this is your special time of year to review your plan or make a plan change to better meet your needs. Medicare health…

As you have probably noticed, the amount of Medicare marketing through many channels such as TV, mails, and social media has increased closer to the Medicare Annual Election Period (AEP). A lot of these ads promote many rich benefits such as transportation, dental, vision, even premium part B rebate to reduce your part B premium….

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