Open/Close Menu San Diego Medicare independent agent, also Small Business benefit, Long Term Care, Dental plan and Life Insurance

This news applies to Individual and Family Health Insurance. Anthem Medicare Advantage, Part D Drug, and Medigap Insurance plans are still available in San Diego. Anthem Blue Cross of California is withdrawing from 16 of California’s 19 Pricing Regions where it serves approximately 153,000 consumers, and this includes San Diego County. They will remain in…

What is Short Term Health Insurance? Short term health insurance, also called Temporary health insurance, is medical insurance designed to provide coverage during the gaps between other health care plans. Consider Short Term if you’re: Between jobs Waiting for other coverage to begin Waiting to be eligible for Medicare coverage – Part A and/or Part…

At a press event last August 1, Covered California announced rates and plan participation for 2018. The weighted average rate increase is 12.5 percent this year, and all 11 health insurers will continue to offer coverage. It should be noted that given the uncertainty surrounding the cost-sharing reduction (CSR) payment, Covered California may need to…

New California Assembly Bill 72 law Effective July 1, 2017, this new state law protects individuals from receiving unexpected “surprise or balance” medical bills from an out-of-network (OON) doctor when receiving inpatient and outpatient non-emergency care and services at an in-network healthcare facility such as a hospital, clinic, lab, imaging center or other healthcare facility….

Have you heard that you’ll be getting a new Medicare card? Wondering when or why? This isn’t happening until April 2018 but scammers are already jumping on the confusion as an opportunity for fraud. WHY? Due to Congress’ passage of the Medicare Access and CHIP Reauthorization Act (MACRA) in 2015, the Centers for Medicare and…

Graduating college means saying goodbye to that student health plan. You may be eligible for a Special Enrollment through Covered California. Consumers have 60 days from the date on which the qualifying life event happens to enroll in a Covered California health insurance plan or change their existing Covered California plan. For example, if a…

I am excited 😊 for the grand opening of our newest initiative “Medicare Central”. Medicare Central provides Medicare educational workshop for consumers and businesses. This initiative is the newest concept in Medicare Educational Lectures that are designed to prepare individuals for the Medicare program. Unlike other workshops, our lectures deliver up to date, inclusive details…

I’ve reached 50+ hours of community service this year. The folks at AARP was very nice to send me a Press Release and a Certificate of Achievement to congratulate me. Thanks!

According to the National  Funeral Directors Association,  the average cost for end of living expenses in California averaged around $9,000 in 2015. This can be a financial burden to the family who also has to deal with the end-of-life event planning and bills. Final Expense insurance can be a good way to protect your assets…

As this is one of the top most asked questions I heard, I thought it’s best to write my answer as a blog post to help them and others who have the same situation. This matter can be confusing especially if you or your spouse is still working and have insurance through your employer. I really…

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