Open/Close Menu San Diego Medicare independent agent, also Small Business benefit, Long Term Care, Dental plan and Life Insurance

If you have Medicare and high prescription drug costs, the last budget deal passed by Congress last February 9th will give you some relief. Under the deal, the Medicare “doughnut hole” will close in 2019 instead of 2020, a year earlier than the scheduled time. Beginning 2019, Part D enrollees will pay 25 percent of the cost…

In the event of Multicultural Medical Group shutdown in San Diego, there are many patients who find themselves assigned to a new doctor or have to switch insurance to keep the same doctor. In many cases, patients will be able to keep their Primary Care Physician (PCP) and Medicare plan. They’ll just be assigned a…

Starting in April 2018, Medicare will begin sending new cards to people who receive Medicare benefits.  What You Need To Know All existing Medicare cards should be replaced by April 2019. The new cards will no longer display SSN-based Medicare numbers. Both old cards and new cards can be used from April 2018 to January 2020. Starting…

The Centers for Medicare and Medicaid Services (CMS) has announced a new Special Election Period (SEP) deadline of March 31, 2018 for Medicare beneficiaries who are eligible for the SEP, due to impacts from the California wildfires. This SEP is only available for beneficiaries who were not able to enroll in a 2018 MAPD or PDP plan during last…

Medicare Annual Open Enrollment is from October 15 – December 7.  During this time, you can shop around and do plan comparison. You can choose a new health plan that fits your current needs and budget. Remember to make sure your doctor is on the plan you are selecting. I can help you understand the…

Have you heard that you’ll be getting a new Medicare card? Wondering when or why? This isn’t happening until April 2018 but scammers are already jumping on the confusion as an opportunity for fraud. WHY? Due to Congress’ passage of the Medicare Access and CHIP Reauthorization Act (MACRA) in 2015, the Centers for Medicare and…

I am excited 😊 for the grand opening of our newest initiative “Medicare Central”. Medicare Central provides Medicare educational workshop for consumers and businesses. This initiative is the newest concept in Medicare Educational Lectures that are designed to prepare individuals for the Medicare program. Unlike other workshops, our lectures deliver up to date, inclusive details…

As this is one of the top most asked questions I heard, I thought it’s best to write my answer as a blog post to help them and others who have the same situation. This matter can be confusing especially if you or your spouse is still working and have insurance through your employer. I really…

Medicare Annual/Open Election Period: October 15, 2016 – December 7, 2016. During this period, you can change your Medicare or prescription drug plan. Feel free to schedule an appointment with me to go over the next year plan info or shop for a new plan. Medicare Advantage Disenrollment Period: January 1, 2017 – February 14,…

Medicare recently announced the Medicare Part D standard defined benefit and retiree drug subsidy for 2017. By 2020, you’ll pay no more than 25% for covered brand-name and generic drugs during the coverage gap—the same percentage you pay from the time you meet the deductible (if your plan has one) until you reach the out-of-pocket…

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